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BDI
BA

Bank of America California, National Association

San Francisco, CaliforniaFDIC Cert #25178

OCCEstablished 19841 branch

Holding company: BANK OF AMERICA CORPRegulator: OCC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.48%
+13.5%y/y
Peer standing31st percentile
Peer standing in asset:gte_10b
FDICP3ASSET + LNLSGR
90+ %
0.00%
Peer standing100th percentile
Peer standing in asset:gte_10b
FDICP9ASSET + LNLSGR
Nonaccrual %
0.67%
−0.5%y/y
Peer standing44th percentile
Peer standing in asset:gte_10b
FDICNAASSET + LNLSGR
Noncurrent %
0.67%
−0.5%y/y
Peer standing56th percentile
Peer standing in asset:gte_10b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.44%
+0.6%y/y
Peer standing58th percentile
Peer standing in asset:gte_10b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$67M
−5.6%y/y
Peer standing76th percentile
Peer standing in asset:gte_10b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.00%
Peer standing93rd percentile
Peer standing in asset:gte_10b
FDICNTLNLS + LNLSGR
NCO
$0
Peer standing93rd percentile
Peer standing in asset:gte_10b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
0.14%
+17.0%y/y
Percentile by value3rd percentileby value
Peer standing in asset:gte_10b
FDICLNATRES + LNLSGR
30–89
$47M
+4.4%y/y
Peer standing60th percentile
Peer standing in asset:gte_10b
FDICP3ASSET
90+
$0
Peer standing100th percentile
Peer standing in asset:gte_10b
FDICP9ASSET
Nonaccrual
$65M
−8.5%y/y
Peer standing67th percentile
Peer standing in asset:gte_10b
FDICNAASSET