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BDI
BI

Bank Independent

Sheffield, AlabamaFDIC Cert #16604

STATEEstablished 194734 branches

Holding company: BANCINDEPENDENT INCRegulator: FED

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$2.11B$1.81B
Q3 2021$2.19B$1.88B
Q4 2021$2.23B$1.92B
Q1 2022$2.27B$1.96B
Q2 2022$2.27B$1.96B
Q3 2022$2.27B$1.94B
Q4 2022$2.37B$1.93B
Q1 2023$2.48B$2.06B
Q2 2023$2.48B$2.12B
Q3 2023$2.54B$2.15B
Q4 2023$2.67B$2.27B
Q1 2024$2.72B$2.33B
Q2 2024$2.71B$2.31B
Q3 2024$2.73B$2.33B
Q4 2024$2.81B$2.41B
Q1 2025$2.79B$2.39B
Q2 2025$2.78B$2.38B
Q3 2025$2.86B$2.47B
Q4 2025$3.01B$2.62B
Q1 2026$2.95B$2.56B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$2.95B
+5.8%y/y
Percentile by value0th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICASSET
Deposits
$2.56B
+7.1%y/y
Percentile by value4th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICDEP
Gross loans
$1.84B
−1.4%y/y
Percentile by value6th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICLNLSGR
Net loans
$1.82B
−1.4%y/y
Percentile by value6th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICLNLSNET
Securities
$473M
+27.5%y/y
Percentile by value29th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICSC
Cash
$365M
+12.1%y/y
Percentile by value66th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICCHBAL
Liabilities
$2.66B
+4.5%y/y
Percentile by value0th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICLIAB
Equity
$293M
+20.3%y/y
Peer standing6th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$37.8M
+6.8%y/y
Peer standing26th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNIM + NONII
NII
$31.9M
+7.6%y/y
Peer standing29th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNIM
Noninterest income
$5.89M
+2.6%y/y
Peer standing33rd percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNONII
Provision
$1.35M
0.0%y/y
Percentile by value57th percentileby value
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICELNATR
Pretax income
$8.97M
+18.5%y/y
Peer standing9th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICPTAXNETINC
Net income
$6.92M
+7.2%y/y
Peer standing8th percentile
Peer standing in FFIEC UBPR Peer Group 3 — Insured commercial banks having assets between $3 billion and $10 billion
FDICNETINC