BDI
BT

Balboa Thrift and Loan Association

Chula Vista, CaliforniaFDIC Cert #26704

STATEEstablished 19804 branches

Holding company: Not reportedRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$324M$276M
Q3 2021$320M$271M
Q4 2021$315M$265M
Q1 2022$305M$254M
Q2 2022$308M$257M
Q3 2022$332M$280M
Q4 2022$363M$309M
Q1 2023$371M$318M
Q2 2023$382M$330M
Q3 2023$394M$342M
Q4 2023$405M$353M
Q1 2024$419M$368M
Q2 2024$413M$362M
Q3 2024$426M$376M
Q4 2024$422M$372M
Q1 2025$416M$367M
Q2 2025$419M$370M
Q3 2025$424M$375M
Q4 2025$410M$361M
Q1 2026$408M$361M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$408M
−1.9%y/y
Percentile by value30th percentileby value
Peer standing in asset:300m_1b
FDICASSET
Deposits
$361M
−1.5%y/y
Percentile by value34th percentileby value
Peer standing in asset:300m_1b
FDICDEP
Gross loans
$369M
−5.3%y/y
Percentile by value55th percentileby value
Peer standing in asset:300m_1b
FDICLNLSGR
Net loans
$360M
−5.5%y/y
Percentile by value54th percentileby value
Peer standing in asset:300m_1b
FDICLNLSNET
Securities
$0
Percentile by value0th percentileby value
Peer standing in asset:300m_1b
FDICSC
Cash
$33.6M
+42.2%y/y
Percentile by value50th percentileby value
Peer standing in asset:300m_1b
FDICCHBAL
Liabilities
$363M
−1.6%y/y
Percentile by value30th percentileby value
Peer standing in asset:300m_1b
FDICLIAB
Equity
$44.8M
−4.7%y/y
Peer standing36th percentile
Peer standing in asset:300m_1b
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$5.17M
+8.4%y/y
Peer standing50th percentile
Peer standing in asset:300m_1b
FDICNIM + NONII
NII
$4.92M
+6.2%y/y
Peer standing59th percentile
Peer standing in asset:300m_1b
FDICNIM
Noninterest income
$243K
+86.9%y/y
Peer standing16th percentile
Peer standing in asset:300m_1b
FDICNONII
Provision
$2.45M
+50.3%y/y
Percentile by value99th percentileby value
Peer standing in asset:300m_1b
FDICELNATR
Pretax income
−$847K
−23.8%y/y
Peer standing1st percentile
Peer standing in asset:300m_1b
FDICPTAXNETINC
Net income
−$616K
−20.1%y/y
Peer standing2nd percentile
Peer standing in asset:300m_1b
FDICNETINC