B2 Bank National Association

Holladay, UtahFDIC Cert #5105

OCCEstablished 19022 branches

Holding company: B2 BCORP INCRegulator: OCC

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Latest reported loan balances by category
Category	Balance
Owner CRE	$3.7M
Investor CRE	$512K
Multifamily	$0
Construction	$2.85M
1–4 family	$18.1M
C&I	$3.23M
Agriculture	$0
Other	$6.05M

Loan book

Reported balances and balance-sheet intensity.

Gross loans

$34.4M

−5.6%y/y

Percentile by value56th percentileby value

FDICLNLSGR

Net loans

$34.1M

−5.6%y/y

Percentile by value56th percentileby value

FDICLNLSNET

Loans YoY

−5.60%

−110.8%y/y

Percentile by value15th percentileby value

FDICLNLSNET

L/D

67.0%

+32.5%y/y

Percentile by value51st percentileby value

FDICLNLSNET + DEP

Loans/assets

55.0%

+26.8%y/y

Percentile by value53rd percentileby value

FDICLNLSNET + ASSET

RE loans %

73.96%

+19.9%y/y

Percentile by value58th percentileby value

FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC

Construction/capital

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC

Loan HHI

3,033points

+47.9%y/y

Peer standing40th percentile

FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD

Owner CRE %

10.75%

+3.8%y/y

Percentile by value79th percentileby value

FDICLNRENROW + LNLSGR

Investor CRE %

1.49%

Percentile by value34th percentileby value

FDICLNRENROT + LNLSGR

C&I %

9.38%

+21.9%y/y

Percentile by value52nd percentileby value

FDICLNCI + LNLSGR