Associated Bank, National Association

Green Bay, WisconsinFDIC Cert #5296

OCCEstablished 1874187 branches

Holding company: ASSOCIATED BANC-CORPRegulator: OCC

FDICCERT + OFFDOMfiled 2026-07-30

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q2 2026FDICCall Reportfiled 2026-07-30

Portfolio composition

Loan mix

Latest reported loan balances by category
Category	Balance
Owner CRE	$1.58B
Investor CRE	$4.01B
Multifamily	$2.46B
Construction	$2.55B
1–4 family	$6.9B
C&I	$9.61B
Agriculture	$64.1M
Other	$9.41B

Loan book

Reported balances and balance-sheet intensity.

Gross loans

$36.6B

+19.1%y/y

FDICLNLSGRfiled 2026-07-30

Net loans

$36.1B

+19.1%y/y

FDICLNLSNETfiled 2026-07-30

Loans YoY

+19.11%

+466.4%y/y

FDICLNLSNETfiled 2026-07-30

L/D

90.1%

+1.5%y/y

FDICLNLSNET + DEPfiled 2026-07-30

Loans/assets

69.8%

+1.1%y/y

FDICLNLSNET + ASSETfiled 2026-07-30

RE loans %

50.10%

−8.5%y/y

FDICLNRE + LNLSGRfiled 2026-07-30

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital

183%

+4.9%y/y

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBCfiled 2026-07-30

Construction/capital

52%

+11.1%y/y

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBCfiled 2026-07-30

Loan HHI

1,284points

−16.5%y/y

FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCDfiled 2026-07-30

Owner CRE %

4.31%

+20.1%y/y

FDICLNRENROW + LNLSGRfiled 2026-07-30

Investor CRE %

10.96%

+4.9%y/y

FDICLNRENROT + LNLSGRfiled 2026-07-30

C&I %

26.27%

+0.1%y/y

FDICLNCI + LNLSGRfiled 2026-07-30