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BDI
AC

Aroostook County Federal Savings and Loan Association

Caribou, MaineFDIC Cert #29743

OCCEstablished 19362 branches

Holding company: Not reportedRegulator: OCC

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$147K
Investor CRE$0
Multifamily$382K
Construction$154K
1–4 family$94.6M
C&I$32.1M
Agriculture$1.13M
Other$24.1M

Loan book

Reported balances and balance-sheet intensity.

Gross loans
$153M
+12.0%y/y
Percentile by value75th percentileby value
Peer standing in ubpr:primary:103
FDICLNLSGR
Net loans
$152M
+12.0%y/y
Percentile by value75th percentileby value
Peer standing in ubpr:primary:103
FDICLNLSNET
Loans YoY
+12.00%
+370.1%y/y
Percentile by value84th percentileby value
Peer standing in ubpr:primary:103
FDICLNLSNET
L/D
85.9%
+11.9%y/y
Percentile by value53rd percentileby value
Peer standing in ubpr:primary:103
FDICLNLSNET + DEP
Loans/assets
74.3%
+9.1%y/y
Percentile by value60th percentileby value
Peer standing in ubpr:primary:103
FDICLNLSNET + ASSET
RE loans %
62.68%
−3.1%y/y
Percentile by value3rd percentileby value
Peer standing in ubpr:primary:103
FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital
2%
−22.5%y/y
Percentile by value11th percentileby value
Peer standing in ubpr:primary:103

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC
Construction/capital
1%
−38.7%y/y
Percentile by value14th percentileby value
Peer standing in ubpr:primary:103

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC
Loan HHI
4,286points
−3.8%y/y
Peer standing62nd percentile
Peer standing in ubpr:primary:103
FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD
Owner CRE %
0.10%
−20.9%y/y
Percentile by value11th percentileby value
Peer standing in ubpr:primary:103
FDICLNRENROW + LNLSGR
Investor CRE %
0.00%
Percentile by value0th percentileby value
Peer standing in ubpr:primary:103
FDICLNRENROT + LNLSGR
C&I %
21.00%
+8.0%y/y
Percentile by value98th percentileby value
Peer standing in ubpr:primary:103
FDICLNCI + LNLSGR