$169B
+7.1%y/y
Percentile by value92nd percentileby value
FDIC
LNLSGRAE
American Express National Bank
Sandy, UtahFDIC Cert #27471
OCCEstablished 19891 branch
Holding company: AMERICAN EXPRESS CORegulator: OCC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $0 |
| Investor CRE | $0 |
| Multifamily | $0 |
| Construction | $0 |
| 1–4 family | $0 |
| C&I | $48.3B |
| Agriculture | $0 |
| Other | $121B |
Loan book
Reported balances and balance-sheet intensity.
$163B
+7.1%y/y
Percentile by value92nd percentileby value
FDIC
LNLSNET+7.12%
−18.5%y/y
Percentile by value51st percentileby value
FDIC
LNLSNET93.7%
−2.2%y/y
Percentile by value80th percentileby value
FDIC
LNLSNET + DEP75.0%
+0.2%y/y
Percentile by value77th percentileby value
FDIC
LNLSNET + ASSET0.00%
Percentile by value0th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
0%
Percentile by value0th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC0%
Percentile by value0th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC5,097points
−0.2%y/y
Peer standing4th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD0.00%
Percentile by value0th percentileby value
FDIC
LNRENROW + LNLSGR0.00%
Percentile by value0th percentileby value
FDIC
LNRENROT + LNLSGR28.58%
−1.5%y/y
Percentile by value85th percentileby value
FDIC
LNCI + LNLSGR