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BDI
AB

American Bank of the Carolinas

Monroe, North CarolinaFDIC Cert #59157

STATEEstablished 20193 branches

Holding company: Not reportedRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$85.7M$66.9M
Q3 2021$97M$78.4M
Q4 2021$112M$93.5M
Q1 2022$129M$111M
Q2 2022$141M$123M
Q3 2022$146M$129M
Q4 2022$168M$151M
Q1 2023$148M$130M
Q2 2023$147M$126M
Q3 2023$153M$133M
Q4 2023$161M$139M
Q1 2024$172M$149M
Q2 2024$183M$159M
Q3 2024$189M$163M
Q4 2024$197M$172M
Q1 2025$192M$166M
Q2 2025$198M$171M
Q3 2025$201M$173M
Q4 2025$212M$183M
Q1 2026$243M$213M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$243M
+26.1%y/y
Percentile by value76th percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICASSET
Deposits
$213M
+28.5%y/y
Percentile by value80th percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICDEP
Gross loans
$158M
+14.6%y/y
Percentile by value75th percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICLNLSGR
Net loans
$156M
+14.6%y/y
Percentile by value75th percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICLNLSNET
Securities
$31.2M
−6.6%y/y
Percentile by value42nd percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICSC
Cash
$5.96M
−37.4%y/y
Percentile by value22nd percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICCHBAL
Liabilities
$217M
+27.7%y/y
Percentile by value76th percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICLIAB
Equity
$25.6M
+14.3%y/y
Peer standing74th percentile
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$2.59M
+19.2%y/y
Peer standing77th percentile
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICNIM + NONII
NII
$2.45M
+19.6%y/y
Peer standing83rd percentile
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICNIM
Noninterest income
$133K
+13.7%y/y
Peer standing41st percentile
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICNONII
Provision
$70K
−47.8%y/y
Percentile by value81st percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICELNATR
Pretax income
$1.03M
+56.2%y/y
Peer standing81st percentile
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICPTAXNETINC
Net income
$795K
+56.8%y/y
Peer standing73rd percentile
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICNETINC