$30.2M
Percentile by value40th percentileby value
FDIC
LNLSGRAB
Altos Bank
Los Altos, CaliforniaFDIC Cert #59339
STATEEstablished 20241 branch
Holding company: Not reportedRegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $6.03M |
| Investor CRE | $16M |
| Multifamily | $0 |
| Construction | $0 |
| 1–4 family | $2.48M |
| C&I | $5.67M |
| Agriculture | $0 |
| Other | $25K |
Loan book
Reported balances and balance-sheet intensity.
$29.8M
Percentile by value40th percentileby value
FDIC
LNLSNETFDIC
LNLSNET79.7%
Percentile by value40th percentileby value
FDIC
LNLSNET + DEP51.9%
Percentile by value60th percentileby value
FDIC
LNLSNET + ASSET89.32%
Percentile by value60th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBCDashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC3,690points
Peer standing0th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD19.98%
Percentile by value60th percentileby value
FDIC
LNRENROW + LNLSGR52.94%
Percentile by value100th percentileby value
FDIC
LNRENROT + LNLSGR18.80%
Percentile by value80th percentileby value
FDIC
LNCI + LNLSGR