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BDI
AB

Affinity Bank, National Association

Covington, GeorgiaFDIC Cert #29510

OCCEstablished 19282 branches

Holding company: AFFINITY BANCSHARES INCRegulator: OCC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.19%
−36.4%y/y
Peer standing71st percentile
Peer standing in asset:300m_1b
FDICP3ASSET + LNLSGR
90+ %
0.00%
Peer standing100th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + LNLSGR
Nonaccrual %
0.47%
−23.8%y/y
Peer standing42nd percentile
Peer standing in asset:300m_1b
FDICNAASSET + LNLSGR
Noncurrent %
0.47%
−23.8%y/y
Peer standing47th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.38%
−21.7%y/y
Peer standing45th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$3.53M
−20.6%y/y
Peer standing30th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.06%
+7.2%y/y
Peer standing23rd percentile
Peer standing in asset:300m_1b
FDICNTLNLS + LNLSGR
NCO
$107K
+12.6%y/y
Peer standing14th percentile
Peer standing in asset:300m_1b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.18%
+0.8%y/y
Percentile by value47th percentileby value
Peer standing in asset:300m_1b
FDICLNATRES + LNLSGR
30–89
$1.45M
−33.7%y/y
Peer standing53rd percentile
Peer standing in asset:300m_1b
FDICP3ASSET
90+
$0
Peer standing100th percentile
Peer standing in asset:300m_1b
FDICP9ASSET
Nonaccrual
$3.53M
−20.6%y/y
Peer standing24th percentile
Peer standing in asset:300m_1b
FDICNAASSET