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BDI
2C

21st Century Bank

Loretto, MinnesotaFDIC Cert #9751

STATEEstablished 19178 branches

Holding company: CROSSTOWN HOLDING CORegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$607M$520M
Q3 2021$612M$530M
Q4 2021$630M$548M
Q1 2022$624M$550M
Q2 2022$649M$576M
Q3 2022$675M$600M
Q4 2022$689M$608M
Q1 2023$691M$611M
Q2 2023$711M$547M
Q3 2023$715M$542M
Q4 2023$728M$553M
Q1 2024$776M$615M
Q2 2024$738M$572M
Q3 2024$756M$592M
Q4 2024$774M$586M
Q1 2025$820M$626M
Q2 2025$819M$624M
Q3 2025$865M$664M
Q4 2025$876M$659M
Q1 2026$888M$678M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$888M
+8.2%y/y
Percentile by value92nd percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICASSET
Deposits
$678M
+8.2%y/y
Percentile by value84th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICDEP
Gross loans
$676M
+10.4%y/y
Percentile by value93rd percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICLNLSGR
Net loans
$670M
+10.4%y/y
Percentile by value94th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICLNLSNET
Securities
$190M
+18.6%y/y
Percentile by value87th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICSC
Cash
$12.9M
−63.2%y/y
Percentile by value19th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICCHBAL
Liabilities
$806M
+8.6%y/y
Percentile by value93rd percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICLIAB
Equity
$82M
+4.9%y/y
Peer standing84th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$7.69M
+28.6%y/y
Peer standing78th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNIM + NONII
NII
$7.58M
+30.1%y/y
Peer standing88th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNIM
Noninterest income
$111K
−27.9%y/y
Peer standing4th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNONII
Provision
$125K
−37.5%y/y
Percentile by value61st percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICELNATR
Pretax income
$3.22M
+75.0%y/y
Peer standing82nd percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICPTAXNETINC
Net income
$1.48M
+13.6%y/y
Peer standing44th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNETINC