State banking profile
Banks in U.S. Virgin Islands
Active FDIC-insured institutions headquartered in U.S. Virgin Islands, reported from their latest published Call Reports.
As of Q1 2026
Total assets →
$526M
Total deposits →
$413M
Median ROA →
1.90%
Median NIM →
3.56%
Reported scale
Largest banks by assets
Headquarters determine state membership. Values are reported, not adjusted for mergers.
| Bank | Assets | Deposits | ROA | Deposit growth |
|---|---|---|---|---|
| Merchants Commercial BankSt Thomas · FDIC certificate 58,184 | $526M | $413M | 1.90% | +8.02% |
Reported movement
Fastest deposit growth
Growth may include acquired deposits. Use each bank profile’s history and peer context.
| Bank | Assets | Deposits | ROA | Deposit growth |
|---|---|---|---|---|
| Merchants Commercial BankSt Thomas · FDIC certificate 58,184 | $526M | $413M | 1.90% | +8.02% |